Comments on: Can a creditor collect a debt after bankruptcy if they were not included? http://www.bankruptcy--court.net/credit/can-a-creditor-collect-a-debt-after-bankruptcy-if-they-were-not-included/ Call 888-653-9681 To Get Debt Help Now! Tue, 08 May 2012 02:57:21 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Elaine http://www.bankruptcy--court.net/credit/can-a-creditor-collect-a-debt-after-bankruptcy-if-they-were-not-included/#comment-3277 Elaine Mon, 03 May 2010 15:03:56 +0000 http://www.bankruptcy--court.net/credit/can-a-creditor-collect-a-debt-after-bankruptcy-if-they-were-not-included/#comment-3277 If the debt was "pre-petition" meaning that the debt arose before you filed for bankruptcy, then it is automatically included in your discharge EVEN if you did not list them. Subject to certain types of debts, bankruptcy wipes out all 'pre-petition' debts. That means the repo service cannot come after you if you owed them money prior to filing for bk. Just show them your bankruptcy notice. If the debt was “pre-petition” meaning that the debt arose before you filed for bankruptcy, then it is automatically included in your discharge EVEN if you did not list them.

Subject to certain types of debts, bankruptcy wipes out all ‘pre-petition’ debts. That means the repo service cannot come after you if you owed them money prior to filing for bk. Just show them your bankruptcy notice.

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