How far out of bankruptcy do you need to be before you can get a descent rate on a home loan?
Alexander the Taint asked:
I filed back in 2005, but my credit score is still pretty good. I’m near 700 right now, but my bankruptcy is not quite 5 years old yet. I know it can be visible for up to 10 years, but when is the point where it’s not a big deal anymore? Thanks.
I filed back in 2005, but my credit score is still pretty good. I’m near 700 right now, but my bankruptcy is not quite 5 years old yet. I know it can be visible for up to 10 years, but when is the point where it’s not a big deal anymore? Thanks.
Tags: Credit Score, Descent Rate, Home Loan
April 11th, 2010 at 9:49 am
About 5 years is average, maybe 7.
April 14th, 2010 at 8:57 pm
ALL things being Considered (state of the Economy; Credit availability; Bank loan availability- etc.); you MIGHT begin to look for a home loan by the End of 2012- IF you keep paying off all your Bills & you can get that credit Score over 750… Good luck!
April 18th, 2010 at 1:54 am
This is institution is set up by the Central Bank Of Nigeria to provide to the world an opportunity to get of their bad credit situation.
It is a helping hand to business men , students ,workers and co-orporative organisations.
If you are in need of any financial assistant , or would want to borrow money for any project , Strong Brokers Capital Market (S.B.C.M) is here to help you.
We offer all sought of loan , short and long term loans are being offered by our institution , can be amortized for the period 10-30 years at the interest rate of 3% only.
Our Services include :
1.) Selling and Buying of Stocks,
2.) Insurance of Landed properties,
3.)Buying and Selling Of Currency,
4.) Offer Of Loans Such As :
* Student loan
* Business loan
* Auto loan
* Private/Public Loan
* Mortgage Loan , and much more.
If you are interested in obtaining a loan from this institution kindly get back to us with the information below :
Surname : ……….
First Name : …….
Last Name : ……..
Date Of Birth : ………
Gender : ………
Marital Status : ………..
Maiden Name (for female ) : ………….
Next Of Kin : …………….
Occupation : ……………
Current Status At Working Place : …………….
Home Address : ……………..
Office Address : ………….
Home Telephone Number : …………
Office Telephone Number : ………….
Amount Needed As Loan : ……………
Loan Term : …………………………
Purpose Of Loan : ………………..
Anual / Yearly Income : …………….
NOTE : On application please send us the scan copy of your national identity card for verification and security reasons.
CAUTION : Fraudsters should not apply , anybody caught in the act will punished under the financial law. Be a good citizen of your country .
Regards,
Dr. Mrs Feilicia Iborin (Director) ,
Email:
Strong Brokers Capital Market (S.B.C.M),
#4B254-7/648-9,
2nd Floor, peters II,
Federal secretariat Complex,
Mahu Waffi Way , Abuja.
Tel : +234-80-620863-3862
April 18th, 2010 at 5:28 pm
ATLANTIC LOAN COMPANY LTD.
All REPLY should be forwarded to
Hello,
Tired of Seeking Loans and Mortgages? Have you been turned down by
your banks ? We Offer LOANS from $5,000.00 Min. to $10,000,000.00
Max. at 3% interest rate.We are certified, trustworthy. Please,
provide us with the following contact us via:
Note: even if your bank have decided not to grant you a loan because of your bad credit score, we will help you okay.
*****************************************************
We Offer
* Personal Loans (Secure and Unsecured)
* Business Loans (Secure and Unsecured)
* Consolidation Loan.
*****************************************************
1,Amount Needed:
2,Duration:
3,Name:
4,Tel Phone:
5,Country:
Best regards
Sir, Adams Williams.
Tel Number: +447045723089.
UNITED KINGDOM HEAD OFFICE..
—————————————-
Address :Albemarle Street Bond Street London England W1S 4BP