Matthew asked:


I have been talking to a few attorney’s and they tell me that you can surrender property in either a Chapter 7 or Chapter 13 bankruptcy.

If you “surrender” the property, does it still count as a foreclosure against you? Does the bankruptcy protection, from either a Chapter 7 or 13, protect you from possible lawsuits etc?

I know many people view Chapter 7 as liquidation, but I have been told by many attorney’s you can also surrender in a 13 but people just opt not to.

freedomeclipse asked:


My mother is planning on filing a Chapter 13 bankruptcy but she wants to go to school sometime afterward. Will she be ineligable?

Buds Dad asked:


How do you convert a Chapter 13 bankruptcy to a 7 in Oklahoma if you dont qualify or make too much to do a 7? I may have to do a 13 soon but Im concerned with what I read about people not being able to make their payments to the trustee.

…+**+swtmumma+**+… asked:


I have been in Chapter 13 Bankruptcy for 2 years and it will be discharged in 1 more year. Is it possible to get a $25,000 - $30,000 home loan? If so how and with which lenders?
Actually the court can approve that you can get a loan. The only reason it was filed is bc we had an enormous amount of medical bills. That was it.

Hayz’s Peach - أماندا & حسن asked:


How to convert a chapter 13 bankruptcy into a chapter 7 in Georgia? My order has been in effect for 38 months. Was just informed that it will be another 15 months before it will be over. I would rather just convert it rather than keep paying. Has anyone ever did one on their own without an attorney?

Michali asked:


We are in the process of closing on our first house and don’t want to mess this up. My husband is being forced to file bankruptcy soon on ONLY medical bills. I don’t know if the bankruptcy should be filed just after closing to prevent a lawsuit from one of the creditors or if we should just go to court and settle the bankruptcy after a judgment has been passed. If we filed chapter 13 bankruptcy, what kind of percentage of the total bills do you usually have to pay on medical bills; or does it depend on your income and expenses? Help please! Also, will our credit cards (which we do NOT have a problem with) be taken away from us?

km10j8baker asked:

I have filed chapter 13 bankruptcy and I have not filed my income taxes yet. I have been told that the bankruptcy court can take your refund if you have one due to you. Is that true?