Dan asked:


I filed for Chapter 7 in april ‘09 and had all my debts discharged. I recently applied for a FAFSA loan. At the end of the filing, the file said I might be eligible for a certain amount of pell grant money.

Will the bankruptcy have any bearing on whether or not I will get approved for either a loan or grant?

missy asked:


We short sold our home the same day we filled for bankruptcy, the home was sold and now we received a motion for relief on the automatic stay. what happens with our bankruptcy case?

TB C asked:


Can you make an amendment to a bankruptcy that is 3 years old? My husband forgot to put a judgment on the bankruptcy, or the lawyer did, I don’t know know. Now his ex wife is coming back to collect it but my husband thought it was included in the bankruptcy. Can we amend the chapter 7 bankruptcy?

Chelsea B asked:


We are filing a Chapter 7 bankruptcy, and it is due to be discharged by May. How long after that can we finance a car for a decent rate?

angchamima asked:


I filed Chapter 7 bankruptcy and it has been discharged for 30 days. I am trying to rebuild my credit but am looking for any good ideas or advice on how to do this properly. Any suggestions and ideas would be appreciated.

Hannah asked:


Ok so, I have no money, which is why I’m filing for bankruptcy, yet it costs money to file bankruptcy. Make sense? Anyway, I have never been through this before and was wondering if anyone could tell me how much it costs to file for chapter 7 (which I have checked into and am eligible for) bankruptcy? Thank you all in advance for your answers.

Mrs.S asked:


Since I have to file chapter 7 bankruptcy for some relief, I think it’s understandable that I can’t afford the $1300+ fee that most lawyers charge. I would like to know if anyone has used an online forms preparation company, and if they actually had success. Thanks for your help.

Melissa J asked:


We just filed chapter 7 bankruptcy and it will be discharged soon. We are in need of a new car, but when we stopped by to talk with the finance manager at a car lot he said we would have to wait 6 months before any of the banks would touch us. Is this true? Has anyone bought a car soon after they were discharged? Thanks for your answers!

Rosanna asked:


I file for bankruptcy and I have the meeting on the 17th. I DON’T have an attorney.And I forgot to add a creditor on the file.

Please, I need to know exactly what is the form I have to print out and fill out to bring to the court in Fort Lauderdale, Florida. I know I have to pay a fee of $26. But I still don’t know what form I have to fill out and where to get it. Thank you for your help.

shawn b asked:


I have a chapter 7 bankruptcy on my record from 2003, but I have no debt and a credit score of about 700. And I have $20,000 for a down payment. If I got a home loan, would the bankruptcy make a huge difference in the interest rate? How big a difference?