Apryl asked:


I just heard today that my parents might file for bankruptcy and I’m very worried. I heard that there are different “chapters” for when you file for bankruptcy My parents tell me not to worry about it and its not that bad, but I can stop feeling concerned.

Can someone please help explain to me what the effects of filing for bankruptcy are and what are these “chapters” Thank you.

missy asked:


We short sold our home the same day we filled for bankruptcy, the home was sold and now we received a motion for relief on the automatic stay. what happens with our bankruptcy case?

mom03222007 asked:


I need to file for bankruptcy and I need a lawyer that is cheap and will let me do payments because I am a single mom. I have to file and because I can’t afford to pay all the bills and it cost a lot to file. Is there a way to file and be able to make payment on it? If so . Where can I go to get this done?

mizzoutiger18 asked:


I am 24 years old and I am considering filing for bankruptcy. I know that there is a good chance I’ll be able to keep my car because I still owe money on it and I’ve been makinng those payments successfully, but I’m worried that filing will seriously effect my ability to one day become a home owner. Need guidance from someone experienced.

emartel01 asked:


I heard that the government has made it more difficult to file for bankruptcy. Is this really true? I’ve heard that you can still file for bankruptcy but you need to get a lawyer.

Can anyone give me some tips on filing for bankruptcy?

bigmama asked:


I know it varies depending on the law firm. I found a lawyer that charges about $1600 to file bankruptcy. I was wondering how much I can save by going thru pre-paid leal service. I’m wondering if the saving is enough to sign up for PPLS and then file bankruptcy.

John Q asked:


Notice, my question was not, is bankruptcy the right thing to do or should I try credit counseling and such. Please, just answer the question and don’t try and over analyze it. Thank you.

Clever Name asked:


Someone I know maxed out several credit cards, and had a baby for which her insurance doesn’t cover maternity/baby related things and she has a ton of debt she’ll probably never be able to pay off, and she wants to see if she could file for bankruptcy.

Pozko asked:


I am not sure if i file for bankruptcy or not? I have about 20,000$ credit cards debts, and i have also 20,000 unsecured personal loan.

sweetveggie asked:


I am curious because I filed a chapter 7 and I had two cell phone companies in the bankruptcy. I’m not planning on opening an account but what if I had to in the future? Would I have to pay the outstanding debt before I started service even though it’s been charged off?