Apryl asked:


I just heard today that my parents might file for bankruptcy and I’m very worried. I heard that there are different “chapters” for when you file for bankruptcy My parents tell me not to worry about it and its not that bad, but I can stop feeling concerned.

Can someone please help explain to me what the effects of filing for bankruptcy are and what are these “chapters” Thank you.

Marie asked:


We going to file for bankruptcy to stop a foreclosure but only one could do it. I wanted to know what are con and pros in filing for bankrupcty?
Thank you so much!

mom03222007 asked:


I need to file for bankruptcy and I need a lawyer that is cheap and will let me do payments because I am a single mom. I have to file and because I can’t afford to pay all the bills and it cost a lot to file. Is there a way to file and be able to make payment on it? If so . Where can I go to get this done?

Bob Smith asked:


I can take an early withdrawal and just pay the taxes or I can file for bankruptcy and save the 401k and ira. Which one makes more sense?

emartel01 asked:


I heard that the government has made it more difficult to file for bankruptcy. Is this really true? I’ve heard that you can still file for bankruptcy but you need to get a lawyer.

Can anyone give me some tips on filing for bankruptcy?

Pozko asked:


I am not sure if i file for bankruptcy or not? I have about 20,000$ credit cards debts, and i have also 20,000 unsecured personal loan.

italiana2683 asked:


I am in so much debt right now that I do not know how I am ever going to get out of it!! It seems like my only way out is bankruptcy. If I do file for bankruptcy, will I ever be able to buy a car, home, etc… ever again?

S asked:


I need to file for bankruptcy and someone said that if I have already filed my taxes and spent them. That the judge would ask me what I did with my return. Well I had to catch up with my bills. Is it true that I must wait at least 6 months to file bankruptcy?

bschaf13 asked:


I am 21 years old. have about 10k in credit card debt and another 30k in student loans. would it be smart to file for bankruptcy because i cant afford my monthly payments on my credit cards. I know that it wont wipe out the student loans but it would sure as hell ease up my situation because i would be able to afford food to eat.

Blackbeauty asked:


I might have to file for bankruptcy in a few months. I have a little cash I want to invest in the stock market or in mutual funds. If I do invest and get luck, will some or all of it be taken from me to pay back creditors? Or should I wait for the bankruptcy process is all over before I invest the money?