Posts Tagged ‘Home Loan’

 

How far out of bankruptcy do you need to be before you can get a descent rate on a home loan?

Thursday, April 8th, 2010
Alexander the Taint asked:


I filed back in 2005, but my credit score is still pretty good. I’m near 700 right now, but my bankruptcy is not quite 5 years old yet. I know it can be visible for up to 10 years, but when is the point where it’s not a big deal anymore? Thanks.

 

How long after a bankruptcy would a person have to wait before applying for a home loan?

Friday, March 6th, 2009
redonk888 asked:


I have heard that sometimes banks will disregard the bankruptcy as soon as 1 year after the filing. Please elaborate.